During the month of June, I added to my investments on four different platforms. Crowdestor, Robo.cash, BulkEstate and Grupeer. Here is how I split up the funds on the four platforms.
Robo.cash: 1002,14 €
Crowdestor: 624,26 €
BulkEstate: 2000 €
Grupeer: 2796,35 €
789,51 € of the money that went to Robo.cash actually came from my Bondora Go & Grow account. I converted my normal Bondora portfolio to Go & Grow a while back, as some High Risk rated loans defaulted. I lost 3 €, haha! But the claim is still there and I also made 35 € investing with Bondora, so no worries. I don’t think Bondora is a bad platform, but as I can get more out of my money then the 6.75% at Bondora Go & Grow. I may go back to a normal portfolio at Bondora and set up auto invest to take loans with a lower risk at some point. It least to diversify. But for now, the money is in Robo.cash. In the auto invest at Robo.cash I setup only to invest 1 € in each loan. That means I invested in 1002 different loans. You got to love that diversification! By the way, Bondora has the same 1 € minimum, so that is also good.
I raised my portfolio at Grupeer before my interview with the Founder and also the Executive Vice President. This interview really cemented my belief, that Grupeer is a solid platform. I actually partly also raised my stakes with Grupeer to test how the auto invest would diversify, especially in regards to development projects. It actually turned out pretty good and you can see the statistics, including graphs that I generated from my auto invest, in the interview with Grupeer. It gives some great insights into how Grupeer auto invest actually diversifies. Statistics is not yet available on their platform. But the statistics should be available on the platform late Q1 next year. You can find a lot more information about it in the article.
Besides that, I entered a new platform. BulkEstate. After my interview with Igors, the CEO and co-founder, I decided to invest in one of their projects. I still have some funds sitting on the platform, as I know there are a few more interesting objects in the pipeline, that will be released very soon.
In addition, all earnings during the month was reinvested into other investments on the same platforms.
Let’s go through the different projects I invested in at Crowdestor and BulkEstate. By the way, if you want to see some videos of the real estate objects that Crowdestor and BulkEstate had previously, to see how well they pick their real estate objects, I made some videos of the projects on my YouTube channel.
Dithe Pedersen
10 Jul 2019Hej. Jeg har for noget tid siden oprettet mig på Mintos, og bruger Revolut til at overføre penge med, hvilket fungerer rigtig godt.
Nu har jeg oprettet mig på Grupeer, og vil gerne fortsætte med Revolut. Jeg kan dog ikke finde IBAN og SWIFT oplysningerne på deres hjemmeside, som man kan på Mintos. Kender du til dette?
Mvh Dithe.
Georg
10 Jul 2019Hi Dithe,
No problem, I can help you. You can actually see under my Grupeer platform signup and walkthrough article how to transfer money.
https://www.crowdlendingrocks.eu/grupeer-simple-auto-invest-and-great-interest-rates
But basically, this is what you do:
Click the “Deposit/Withdraw” in the top menu and choose “Add Funds”. Under “Bank payment” you can see the two banks. It doesn’t matter which one you transfer to. You will need to use the Bank Account Number also called IBAN and the SWIFT or BIC code. Do not forget to add your payment detail including your Grupeer ID for your investor account in the comment for the transfer, so that Grupeer will know what account to deposit the funds to. The money should arrive on your investment account in a few business days.
If you want to use auto-invest, you can set it up before your money arrives. You can also see how to do that in the article above.